In many cases, younger drivers pay more for auto insurance when compared to older age groups. While this can make things seem as though insurers are discriminating against young drivers, higher accident rates suggest higher risk for younger drivers. We […]
If you’re thinking of starting a business or only have a general liability policy, a business owners’ policy (BOP) creates a great foundation to your risk-management strategy. When you start a business, one of the first things you do is […]
Insurance policies can use some fancy language. Fortunately, the specialty terms used in the industry are not too difficult to understand. But understanding how your coverage works can be helpful so you will know what to expect.While we will focus […]
Recent figures from the Insurance Information Institute indicate that as many as 1 in 8 drivers in the US are uninsured. In both Canada and the US, uninsured drivers are a big risk. While liability insurance is required in nearly […]
When we were kids, sunshine days of play lasted forever. Now that we’re older, time moves much more quickly; life is changing right before our eyes. New family members arrive, homes change, jobs change, some of us get married, some […]
If you have a small business, you already know you need general liability insurance to protect your business against risks such as bodily injury and advertising injury. Some types of businesses or professionals, however, can also benefit from another type […]
Portable power generators add a world of convenience when your electricity goes out during a heavy storm or natural disaster. But, when not used properly, they can quickly become a serious safety hazard. Follow these 10 tips to avoid illness, […]
What Is An Umbrella Policy? It’s raining somewhere. Much like an umbrella expands to cover more than one person, an umbrella insurance policy expands to increase the coverage for more than one insurance policy. Specifically, umbrella policies expand the liability […]
Owning a home can be expensive. Between taxes and loan payments and repairs and maintenance, it’d be nice if there were a way to save a few dollars here and there. Fortunately, there are some ways to save on one […]
Winter is in full swing. And, if you’re feeling the draft inside your home, there are several things you can do now to seal those air leaks and ensure that your energy bills don’t get too out of hand. The […]
In many homes, appliances and electronics are among the most valuable items in the house. Let’s face it. Your favorite 10-year-old concert t-shirt (with holes in it) probably is not worth much — at least in terms of dollars and […]
Of course, your home insurance policy protects your home itself, but it is important to understand which risks are covered and the ways that your policy protects more than just your home. Your Homeowners Insurance Policy At A Glance Here […]