While we are not accepting walk-ins during this time due to ongoing concerns surrounding Covid-19, we are still open for business and here to assist you with any of your insurance needs. Ensuring the health and safety of our community and colleagues remains the top priority for Brokers Trust. We are committed to serving you and remain available to our existing clients and new clients by phone, email and our 24/7 claims line. Please contact us for any inquiries.

Vacant or Unoccupied Dwelling

Vacant and unoccupied homes need insurance protection, too, and Brokers Trust has a selection of coverage made to fit your specific owner’s needs. Whether you are renovating, away for medical treatment, selling, travelling, or more, your home can sit empty but fully protected until your return. It’s the perfect way to be away 100% worry-free.

Unoccupied home

  • Dwellers away for over 30 days
  • Considered unoccupied if immediately suitable for occupation
  • Owner’s personal property remains inside, the utilities are on, and appliances are functioning
  • Home renovation is limited enough that furniture and other personal property can be left behind
  • Owner is on vacation or in the hospital

Vacant home

  • Owners have removed all personal property
  • Utilities may be shut off (property is on the market or being rented)
Get started with a personalized quote now. Request a Quote