In a world where lawsuit judgements are increasingly the norm, protecting yourself and your business with Personal Umbrella Liability is a sound way to ensure you can deal with lawsuits brought upon you without losing your savings or company in the process.
Brokers Trust can set up a cost-effective plan that provides you with the protection you need—whether that’s Excess Liability that covers over and above the limits on your primary policy, or Umbrella Liability that encompasses a wider range of areas, such as:
Personal Injury Coverage
Care, Custody, and Control Coverage
Liquor Law Liability
Extension of Protection to Additional Insured
Our Umbrella policy also comes with the added benefit of a “drop-down” effect, which ensures the Umbrella policy drops down to become your primary policy should aggregate limits have been exhausted, or if there is no coverage under your primary policy.