When the weather gets warmer, boaters throughout the US and Canada flock to the water. From an insurance and risk perspective, boating shares many similarities with driving, and your boat or watercraft insurance has many of the same features as […]
How Getting Married Changes Your Insurance Millions of couples in the US and Canada tie the knot each year. The beginning of a new life may also mean big changes for your insurance policies. In many ways, the changes can […]
Most home fire fatalities occur in homes without working smoke detectors, making properly operating smoke detectors essential. Properly working smoke detectors beep when they detect smoke, of course. But smoke detectors have a language of beeps, with each beep pattern […]
Insurance claims aren’t a common occurrence for most households, but about 1 in 20 homes will have a claim this year. From acts of nature to unexpected mishaps, every home has risks. What to prepare beforehand There are some steps […]
Although rules vary by jurisdiction, in many areas, insurers may use your credit score to establish premiums or determine eligibility. The score used by insurers goes by a few names. You might see it referred to as an insurance score […]
For some drivers, the car glovebox becomes a junk drawer on wheels, filled with things we may or may not ever need but weren’t ready to throw away at the time. Back in the day, motorists used gloveboxes for gloves. […]
A recent study found that about half of adults had some type of life insurance. We’re about halfway to where we need to be, but there’s also a question about how much insurance we need and what type of life […]
Now more than ever before, people are choosing to work from home or even run a small business from a garage or spare room. There’s a certain freedom that comes with being your own boss — but there can be […]
When the mercury drops and the days grow shorter, families and friends often gather ‘round the warm glow of the fireplace. But a fire’s comfort can quickly turn to disaster. Fires are among the costliest types of home insurance claims […]
Insurance is the transfer of risk from an individual to a group. In simpler terms, we all pay a premium but often can make claims larger than the premiums we’ve paid. Let’s say you pay $1,000 per year to insure […]
‘Tis the season to be jolly, but some drivers take the holiday jingle to heart. Alcohol-impaired driving fatalities increase over 25 percent during December and continue at elevated levels through New Year’s Day. Toss in some snow or ice, a […]
Winter may seem like the off-season when it comes to home maintenance. After all, there’s usually no leaves to rake or grass to cut. But, homeowners who put winter maintenance duties on the back burner are making a serious seasonal […]